Question: I am looking for a firm that will insure my wheelchair against damage etc. especially on airlines, as they tend to handle them roughly. ~Lisanne

Answer: Travel insurance is important for disabled people when they go on holidays because most holiday insurance offered by travel companies will not cover damages that might occur to a wheelchair. If the insurance policy that is offered by your travel agent doesn't cover wheelchair damage, you should purchase additional or alternative insurance. Also, some travel insurance policies offered through travel companies have exclusion clauses that may affect disabled persons (often considered high risk).

Remember that you do not have to buy your insurance policy from your travel agent. It is often cheaper to buy insurance from your bank or an independent company that offers greater coverage or you and your wheelchair at a better rate. Costs of travel insurance vary a great deal from company to company, so it's a good idea to shop around.

For more information, 'Airport Security: Know Your Rights', an article featured in our Wheelchair News section.